The CA Mobile OTP app is an all-purpose one-time passcode (OTP) generator that provides an extra layer of security when you shop online or access online accounts. With CA Mobile OTP, you use your mobile device to generate a passcode that can be used to verify a MasterCard or Visa electronic payment transaction, or to login to an online account. This app supports EMV standards when generating the passcode for authenticating MasterCard and Visa online payment transactions. CA Mobile OTP also supports HOTP standards for generating one-time passcodes to use when authenticating to Web portals and VPNs.
How does it work?
Your card issuer, for example, your bank or the organization where you have an online account, must use the CA Technologies authentication solution. You must sign up for the additional security with them. They will give you a link to download the account onto your device, along with your userid and an activation code. You will run the CA Mobile OTP app on your device and enter the information provided by the organization to activate OTP authentication with this organization. You then choose a personal PIN that will be used to generate an OTP for this account. The OTP can be generated without a connection to your mobile network allowing you to authenticate any time, anywhere using the one-time passcode generated on your device. When you are prompted to authenticate to your online account or to provide a passcode to shop online, you simply run the CA Mobile OTP app, enter your personal PIN, and an OTP is displayed on the device. You then enter the OTP into the application prompt to authenticate your e-payment transaction or to login to your account.